When purchasing a life insurance policy in New Jersey, you have two options. Term Life Insurance, and Permanent Life insurance.

There are many different types of permanent life insurance plans. Below are examples of the most common permanent life insurance policies.

Whole or Ordinary Life Insurance

This is the most common type of permanent life insurance. The premiums for a whole life insurance policy must be paid periodically in the amount indicated in the policy. These premium amounts generally remain constant over the life of the insurance policy.

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New Jersey Whole Life Insurance Quote

New Jersey Ordinary Life Insurance Quote

Universal or Adjustable Life Insurance

This variation of permanent life insurance allows, after your initial payment, to pay premiums at any time, in any amount, subject to certain minimums and maximums. You also can reduce or increase the amount of the death benefit more easily than under a traditional whole life insurance policy. Usually to increase your death benefit, you will be required to provide the life insurance company with satisfactory evidence of your continued good health.

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New Jersey Universal Life Insurance Quote

New Jersey Adjustable Life Insurance Quote

Variable Life Insurance

This type of permanent life insurance provides death benefits and cash values that vary with the performance of an underlying portfolio of investments. You can choose to distribute your premiums among a variety of investments which offer diverse degrees of risk and reward. These investments may include stocks, bonds, combinations of both, or accounts that provide for guarantees of interest and principal.

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New Jersey Variable Life Insurance Quote

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Morris County Insurance offers Life Insurance in the following New Jersey towns: Boonton NJ, Butler NJ, Chatham NJ, Chester NJ, Denville NJ, Dover NJ, East Hanover NJ, Florham Park NJ, Hanover NJ, Harding NJ, Jefferson NJ, Kinnelon NJ, Lincoln Park NJ, Long Hill NJ, Madison NJ, Mendham NJ, Mine Hill NJ, Montville NJ, Morris NJ, Morris Plains NJ, Morristown NJ, Mount Arlington NJ, Mount Olive NJ, Mountain Lakes NJ, Netcong NJ, Parsippany NJ, Troy Hills NJ, Pequannock NJ, Randolph NJ, Riverdale NJ, Rockaway NJ, Roxbury NJ, Victory Gardens NJ, and Wharton NJ.